We are a collection agency. This is an attempt to collect a debt. Any information obtained will be used for that purpose. All payments made through this site will be posted to the consumer’s account(s) within three business days. The law limits how long a creditor has to bring suit. If your account is beyond the relevant statutory limitation period, you should be aware that a payment could restart the limitations period, depending on the state law that applies to your account. We cannot give legal advice, and you should consult your own legal counsel.